I retired at 62, taking less in SS by not waiting. But my kids were lucky they had managed to obtain good educations BEFORE the cuts to educational funding. They did it on their own, scholarships and work while attending college. Some of their kids are going to colleges, but many are working at full time jobs that they have had since high school and are doing well.
Different world now economy still not good scholarships few and far between costs up every year and student debt sky rocketing.